Service Experts Heating & Air Conditioning Offers Financing and Payment Options to Help There are a lot of things you would likely rather be spending money on, but with our consumer financing programs we hope you can do both. Service Experts Heating & Air Conditioning has a monthly investment plan so you can feel a little better about purchasing a heating and cooling system that meets your needs. Check out our financing calculator to get a feel for your monthly payments. The financing includes: Low monthly payments No down payment No annual fees No prepayment penalties Competitive interest rates We’ll walk you through the process, so call 289-273-2229 to learn more about your options and to prequalify now. Our HVAC financing is quick, secure and private.