Financing Options from Service Experts Heating & Air Conditioning

April 24, 2016

Picture it: it’s July, sneaking up to triple digits, and your cooling system stops. It just dies. Doesn’t work. No more AC system, no more cool air to combat the summer heat and keep your home comfortable. No more anything.

So you call a heating and cooling company to come perform an inspection and they validate what you already knew – you have to buy a new system. And then they tell you something you didn’t know – it’s going to cost somewhere between $7,000 to $70,000, factoring in the type of system(s) you want, the kind of home(s) you have, and the type of energy source you’d like.

It’s time to make a decision. Spend the season soaking in sweat and taking cold showers? Or use all your savings (and maybe sell an organ) to cover the cost of a new system?

Or option three? Financing.

It’s been reported that over 65% of homeowners considering taking on a home improvement project are planning on financing their project. When you consider that the average consumer in the United States has under $5,000 they can get their hands on, it makes perfect sense. So when life happens and things malfunction, and unexpected expenditures such as an HVAC system repair or replacement is needed, it is crucial that we have affordable financing options available.

At Service Experts Heating & Air Conditioning we have a variety of financing options for people looking to replace their heating or air conditioning systems. The first set of options are a part of our promotional financing programs, which include no interest or deferred interest. Promotional purchasers are those that will most likely have the available dollars to pay off the loan short term, typically within twelve months with no interest charges, so long as the amount financed is completely paid off during or before the promotional period expires.

Service Experts Heating & Air Conditioning also offers financing programs with a lower monthly fixed payment and a fair interest rate. This is for buyers who may not have the total value as quickly but can afford a lower monthly cost. A typical program includes a 7.99% APR for either 60 or 120 months. A new, high efficiency HVAC system can cost around $10,000. Choosing the 7.99% 120 month loan program can cost as little as $121/month. This program makes a new heating and cooling system more affordable, while also investing in an efficient system that will help reduce energy bills while giving home comfort.

The financing programs at Service Experts Heating & Air Conditioning are included below:

 

    • Low monthly payments
    • No down payment
    • No annual fees
    • No prepayment penalties
    • Competitive interest rates

 

With so many programs, what are you waiting for? Call Service Experts Heating & Air Conditioning today for a no-charge in-home home comfort analysis and we will help you choose which heating and cooling system is right for your home AND which financing option fits in best with your life. We can’t wait to get started!

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