Imagine: it’s July, sneaking up to triple digits, and your cooling system stops. It just dies. Doesn’t work. No more AC system, no more cool air blowing into your home to keep it comfortable. No more anything.
So you call a heating and cooling company to come perform an inspection and they validate what you already knew – it’s time to invest in a new air conditioner. And then they follow up with something you didn’t know – a new system is going to cost somewhere between $7,000 to $70,000, factoring in the type of air conditioner(s) you prefer, the kind of home(s) you have, and the type of energy source you’d like.
So what do you do? Spend the season soaking in sweat and taking cold showers? Or shell out all your savings (and maybe sell a kidney) to cover the cost of a new system?
Or option three? Financing.
Did you know that 70% of people taking on a home improvement project plan on financing it? When you consider that the average consumer in the United States has under $5,000 they can get their hands on, it makes perfect sense. So when life happens and things malfunction, and unexpected costs such as an air conditioner repair or replacement is required, it is crucial that we have affordable financing options available.
At Niagara Home Services by Enercare we have a variety of financing options for people looking to replace their HVAC systems. The first set of options would fall into our promotional financing programs, which include no interest or deferred interest. Promotional consumers are those that will most likely have the available money to pay off the loan short term, typically within twelve months with no interest charges, so long as the amount financed is fully paid off during or before the promotional period expires.
Niagara Home Services by Enercare also offers financing options with a lower monthly fixed payment and a fair interest rate. This is for buyers who may not have the total value as quickly but can afford a lower monthly cost. A typical program includes a 7.99% APR for either 60 or 120 months. A new, high efficiency heating and air conditioning system can cost an average of $10,000. Choosing the 7.99% 120 month loan program can cost as little as $121/month. This program makes a new heating and cooling system more affordable, while also getting an efficient system that will help reduce energy bills while giving home comfort.
The financing programs at Niagara Home Services by Enercare include the following:
- Low monthly payments
- No down payment
- No annual fees
- No prepayment penalties
- Competitive interest rates
With so many programs, why wait? Call Niagara Home Services by Enercare today for a no-charge in-home home comfort analysis and we will help you choose which heating and cooling system is right for your home AND which financing option fits in best with your life. We can’t wait to hear from you!